Five myths about women and money that need to be debunked

Misconceptions still linger about women’s financial acumen, despite increasing numbers of them managing the money in their households.

By Michelle SingletaryJanuary 16, 2024
Advice

Identity theft victims waited 19 months for tax refunds

Despite some lingering issues, the national taxpayer advocate sees room for “cautious optimism” as the 2024 tax season gets underway.

By Michelle SingletaryJanuary 12, 2024
Advice

How to make an easy budget — no app required

Money management is about behavioral economics; getting a handle on the psychological forces at play is crucial to clearing away our financial baggage.

By Michelle SingletaryJanuary 10, 2024
Advice

Not rich? Take this quiz to see how to build your wealth.

Take this quiz and find out how to build your wealth and see what could be dragging it down.

By Michelle SingletaryJanuary 10, 2024
Advice

Build better money habits with Color of Money, our revamped newsletter

I’ve been writing about personal finance for more than 25 years. Sign up to learn how to build wealth over time — or save for the now.

By Michelle SingletaryJanuary 9, 2024
Advice

Getting better with money starts with taking care of yourself

Here are four resolutions to help improve your finances this year.

By Michelle SingletaryJanuary 5, 2024
Advice

Stop nagging people about the gifts you gave them

If you’re the type of giver who wants an update on the crockpot, sweater or self-help book you sent, it’s time to learn how to let go.

By Michelle SingletaryDecember 29, 2023
Advice

IRS is waiving $1B in penalties. Beware of tax debt relief companies.

The agency is extending the reprieve for the 2021 and 2022 tax years to roughly 4.7 million individuals, businesses, trusts and tax-exempt organizations.

By Michelle SingletaryDecember 22, 2023
Advice

Love a gift or hate it, here’s the right way to accept it

Ralph Waldo Emerson got it right: “We are either glad or sorry at a gift, and both emotions are unbecoming.”

By Michelle SingletaryDecember 20, 2023
Advice

The single best gift you can give anyone, according to teachers

Letting people know their work made a difference can have real staying power.

By Michelle SingletaryDecember 15, 2023
Advice

What not to say when people are being laid off

Job cuts are hitting a lot of industries, from media to tech to automotive; think carefully before offering words of comfort.

By Michelle SingletaryDecember 13, 2023
Advice

No more coffee mugs! Here are the gifts teachers say they want or need.

l asked educators about their holiday wishes. Gift cards and school supplies topped the list, along with handwritten notes and other simple acts of appreciation.

By Michelle SingletaryDecember 8, 2023
Advice

8 easy steps to set your finances up for a better 2024

There’s a lot you don’t have control over. But with a little effort, you can get a better handle on your finances in 2024.

By Michelle SingletaryDecember 6, 2023
Advice

How to tell your friends and family to have small or no-gift holidays

An illustrated guide to setting budgets, expectations and boundaries — no matter the occasion.

By Michelle SingletaryDecember 5, 2023
Advice

401(k) balances down, hardship withdrawals are up. But it’s not all dire.

Fresh numbers from Fidelity have good and not-so-good news about Americans’ retirement savings

By Michelle SingletaryDecember 1, 2023
Advice

An etiquette guide to regifting

The holiday season is the time of year when people revisit the etiquette around regifting.

By Michelle SingletaryNovember 29, 2023
Advice

How my millennial daughter built her credit score above 800 in 5 steps

Building an excellent credit profile without a credit history isn’t as daunting as you might think.

By Michelle SingletaryNovember 24, 2023
Advice

Single, no kids? Here’s who can handle your estate plans.

Thousands of readers weighed in on my column about kids and inheritance, so I held a live chat to answer their biggest questions.

By Michelle SingletaryNovember 22, 2023
Advice

How to be a financially savvy holiday shopper

Sign up for this five-day SMS course on how to spend less on holiday gifts with award-winning personal finance columnist Michelle Singletary.

By Michelle SingletaryNovember 21, 2023

How do I find someone to do my will? Read Michelle Singletary’s answer.

Michelle Singletary answered your estate planning and other personal finance questions. The main takeaway: Make a plan now.

By Michelle SingletaryNovember 20, 2023